“An investment in knowledge pays the best interest.” — Benjamin Franklin
This quote has stayed with me for years. I realized that true financial growth starts with education, understanding how money works, not just how to make more of it. That mindset led me to explore topics like budgeting, trading strategies, and funding platforms, topics I'm now writing to help others navigate their financial paths with less fear and more control.
From Digital Strategy to Financial Storytelling
I’m Ngan Pham, a content creator finance with a background in E-Commerce and a major in Online Marketing. I graduated with distinction, but what truly shaped my direction was a long-standing fascination with money, strategy, and human behavior.
While my early academic and professional experience was rooted in digital marketing, I’ve always been drawn to the mechanics of financial systems: how capital flows, how individuals can take control of their financial choices, and how digital tools empower smarter decision-making. That curiosity has since evolved into a focused passion for writing about budgeting, trading strategies, and funding platforms, helping readers make confident moves in their financial journeys.
Academic Contributions
Using Web Analytics to Digital Marketing Optimization
This research project won Second Prize at my university’s Scientific Research Competition within the Faculty of Information Technology. It focused on how data can be used to improve marketing effectiveness, but the real takeaway for me was learning how numbers tell stories. That same approach now guides how I break down financial strategies, trading metrics, and user behavior in today’s funding platforms.
Certifications & Skills
Google Fundamentals of Digital Marketing
TOEIC Listening and Reading: 800/990
Although I didn’t begin my journey in finance, I approach the topic with the curiosity of a learner and the rigor of a researcher. My writing focuses on topics such as:
- Proprietary trading and funded accounts
- Budgeting systems and personal finance
- Trading psychology and discipline
- Digital tools for financial empowerment
My goal isn’t to sound like a financial guru. I write as someone who genuinely enjoys digging into financial tools, breaking them down clearly, and helping others feel less intimidated and more in control when it comes to money.
Work at: https://h2tfunding.com/
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